Ukuthetha ngokuphandle nangokunyaniseka neqabane lakho ngemali kunokufana nokuya kugqirha wamazinyo uqaqanjelwa lizinyo; uyazi ukuba kuya kuba buhlungu, kodwa ngokuqinisekileyo awukwazi ukuyiphepha. Olunye uphononongo lude lwafumanisa ukuba ukuphindaphindeka kwengxabano yezemali yesibini kunokuqikelela ngokuthembekileyo ukuba banokukufumana omkhulu D .
Kodwa ngethamsanqa, isisombululo kuyo yonke le drama inxulumene nedola silula ngokuqhwatywa ebunzi: 'Abantu abafunda ngomtshato, ubhala umcebisi wezibini ezitshatileyo. INew York Times , thethani ngemfuneko 'yebali lethu,' intsebenziswano phakathi kwamaqabane ngemilinganiselo neenjongo.'
Ngenisa isityalo esitsha sohlahlo lwabiwo-mali lwezibini ezijonge ukufumana wena kunye ne-SO yakho. kwiphepha elifanayo ngokwezemali, kwaye akuncede nisebenze kunye nisingise kwiinjongo ekwabelwana ngazo. (Bye-bye, mortgage. Molo, Bora Bora.) Ngapha koko, ukusebenza kweqela kwenza umsebenzi wamaphupha.
umhla wobusi1. I-Honeydue
Icinezelwe njengenye ye Forbes Ii -apps ezilungileyo zonyaka, le (ikwasimahla) inikezela elubala ngokuvumela abasebenzisi ukuba babone ukuba iqabane ngalinye lichitha ntoni ngexesha lokwenyani, kunye nokuphawula-nge-emojis-phantsi kokuthenga ngakunye, ukuba uyanqwenelwa (ubumfihlo buyenzeka kwaye inokwenzeka). Ngamagama omphuhlisi, oku kuvumela izibini ukuba zibandakanyeke kwingxoxo enentsingiselo malunga neenjongo zakho kunye nemikhwa. Ngamazwi ethu, ivumela abayeni bethu ukuba babuze ngendlela ephoxayo inkcitho yethu kwimveliso yezinto eziphilayo kunye neelates ezinkulu ze-iced. Molo, ukuphendula! Ikwabonelela ngezikhumbuzi zokuhlawula ibhili, apho i-app ikunika ukuba nobabini nihlawule ityala lekhebula, ngoko ke akukho mntu ufuna ukungcungcutheka ngexesha lesidlo sangokuhlwa.
i-honeyfi2. I-Honeyfi
Nangona zivakala kwaye zisebenza ngokufanayo, i-Honeyfi eneneni lusetyenziso olwahluke ngokupheleleyo kwi-Honeydue. (Siyazi. Hlala nathi.) Yintoni eyenza i-Honeyfi igqame? Nje ukuba ungqamanise zonke iiakhawunti zakho zebhanki kunye nekhadi letyala kwi-app, icebisa ngokuzenzekelayo uhlahlo lwabiwo-mali lwendlu, olucwangciswe ngokweendidi (iiBhili, iigrosari, ulonwabo, njl.njl.)—into esikwazile ukuyinqanda ukuyila, oh, ishumi leminyaka umtshato. Kwaye, kuye nabani na owoyika ukuvezwa ngokugqithisileyo kwezemali, nalapha unokukhetha ukugcina naziphi na iiakhawunti-okanye utshintshiselwano lomntu-ngasese, ngokucofa nje i icon ecaleni kwento. Ukukhuthaza ukonga, ibalaselisa amatyala avelayo (Sagqibela nini ukubukela i-Hulu? Ungathumela umyalezo iqabane lakho) ukuze ukhuphe naziphi na iindleko ezingaphandle. Kwaye, kuba ikubonisa iakhawunti nganye yebhanki kunye nekhadi letyala kwiscreen esinye, unokufumana isishwankathelo semeko yakho yezemali ngokujonga nje. Ukucaca kunye nonxibelelwano FTW.
ENXULUMENEYO: Ekugqibeleni sadibanisa iiAkhawunti zethu zeBhanki kwaye nantsi into eyenze kumtshato wethu
intambo3. Twine
Le freebie (ngemali yenkampani yezemali kaJohn Hancock) ivumela izibini ukuba zigcine kunye ngeenjongo ezibalulekileyo zombini (ukuhlawula ityala lekhadi letyala) kunye nokongezelelweyo (uhambo lwaseParis). Ukhetha injongo, ipotifoliyo yotyalo-mali kunye nesixa sediphozithi eqhubekayo; i-app ilandelela inkqubela yakho ekwabelwana ngayo ngemibono eyanelisayo. Ukongeza, inikezela ngengcebiso ezikhuthazayo ezinje Ungafika apho iinyanga ezimbini kwakamsinya ngokunyusa idiphozithi yakho ukuya kwi-124 yeedola ngenyanga ngeendlela zokucofa Masenze okanye Hayi Enkosi. Intshukumo yenu bafo.
