Asitsho ukuba unengxaki kaGeorge Constanza, kodwa ekuhambeni kwexesha, uyilayishe ngezinto ezininzi ezingathandekiyo kunye neziphelo-kunye namakhadi okuthenga ngetyala kunye neerisithi-kunzima ukufumana eyona nto uyidingayo xa uyifuna. Apha, indlela yokuhambisa kunye nokunciphisa isipaji-umthwalo wakho.
Amashumi amabini anamashumi amabini
1. Phatha kuphela iiKhadi zeThredithi ezimbini ngexesha elinye
Yinto yokuthintela ubusela: Okukhona uphatha amakhadi okuthenga ngetyala, kokukhona kulula ukuba umntu aqokelele intaphane yamatyala ukuba uthe ngempazamo wabeka isipaji sakho. Ukongeza, ukuba isipaji sakho siyalahleka, yintlungu engathethekiyo ukufumana ikhadi lethutyana oza kuthenga ngalo ngelixa ulinde ukufika kwamakhadi amatsha. Endaweni yoko, gcina isipaji sakho ngekhadi elinye letyala elikhulu, kunye ne-backup-uze ushiye enye ekhaya.
Amashumi amabini anamashumi amabini
2. Lahla amakhadi akho esipho
Siyayiqonda ingqiqo: Lihlala ilixesha lokuba ukho ngaphandle ikhadi lakho lesipho ozifumana udlula ngakwivenkile kanye apho unemali ehlawulelwa kwangaphambili oza kuyisebenzisa. Sekunjalo, ukuthwala amakhadi esipho kwisipaji sakho ayisiyonto nje yokuchitha indawo, akukho ndlela yokubuyisela ibhalansi ukuba i-wallet yakho ilahleka. Ngoko ke, ngaphandle kokuba uyazi ukuba uya evenkileni apho unamakhadi esipho sokuvuthela, uwashiye ngasemva. Olunye ukhetho: Layisha kwangaphambili imali eseleyo kwiakhawunti yakho. (IiVenkile ezifana neThagethi kunye neAmazon zikuvumela ukuba wenze oku simahla kwiiwebhusayithi zabo.)
Amashumi amabini anamashumi amabini3. Hlala uphethe i-$ 20, kunye neeSingles ezimbalwa
Siphila kwihlabathi lamakhadi e-debit, kodwa imali iseyinkosi. Yenza umthetho wokuba uhlale ubeka i-$ 20 kwindawo ekhuselekileyo apho uyazi ukuba awuyi kuchitha ngaphandle kokuba ukwi-jam. Yongeza apho iingoma ezimbalwa, ezilungileyo ukuba ube nazo kwiindleko ezincinci okanye xa kukho ubuncinci benkcitho yokuhlawula ngekhadi. Ngokuphathelele naziphi na iikota kunye ne-dimes uyabuya? Zikhuphele kwijagi kwindawo yakho yasebusuku oya kuthi ekugqibeleni uyifumane imali ukuze zingakusindi.
Amashumi amabini anamashumi amabini4. Ungaze uphathe iKhadi lakho loKhuseleko lweNtlalo okanye iPaspoti
Kungabonakala ngathi akukho-brainer, kodwa ulahlekelwe zezi, kwaye kufana nokuba usendleleni ekhawulezayo yobusela besazisi. Ungasathethi ke, kunzima kakhulu ukuzitshintsha. (UThixo olungileyo, ubuninzi bamaphepha.) Ngaphandle kokuba uhamba—okanye uhlaziya amaxwebhu obomi abalulekileyo apho enye yezi zinto ifuneka khona—okona kulungileyo ukushiya zombini kwisefu etshixiweyo okanye kwikhabhathi yokufayila ekhaya.
Amashumi amabini anamashumi amabini
5. Zilahle zonke iirisithi zakho (Ziskene nje kuqala)
Molo, inkunkuma yamaphepha. Eyona nto imbi malunga nokubamba iirisithi ze-zillion eziphelelwe lixesha kukuba awunakuze ufumane into oyifunayo, yithi, imbuyekezo, xa uyifuna. Endaweni yoko, sebenzisa i-app efana Evernote ukuskena ngedijithali kwaye ulungelelanise zonke iirisithi zakho ekuhambeni. (Kuthatha imizuzwana emibini ukufota umfanekiso, emva koko uyifake.)
Amashumi amabini anamashumi amabini6. Phatha iFoto yoMntwana
Ngokuka a funda ngaphandle kweYunivesithi yaseHertfordshire eNgilani, i-pic yomntwana omhle yi Nye into enokunyanzela umntu ukuba enze zonke iinzame zokubuyisela isipaji sakho kuwe xa unokuphulukana naso. (Kwisifundo, iipesenti ezingama-88 zezipaji ezinefoto yomntwana zabuyiswa.)
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