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Umtshato nemali azidibani. Ngumcimbi oya kuthi uxoxwe ngamanye amaxesha okanye omnye kubomi bakho bomtshato. Ngokukhawuleza ulawula ukusasaza umxholo kulunge kuwe. Xa sithandana, imali ayiveli njengengxaki oza kuyilwa ngenxa yokuba ungabelani ngenkcitho yakho yemihla ngemihla. Ukuhlala phantsi kophahla olunye kunye nokuqala usapho oluya kuba sisiqalo seengxaki zemali emtshatweni. Akasayi kuphinda ahlawule ukuhlawula amatyala kwaye akasayi kuphinda agcine ukuze akunike iwotshi enexabiso eliphezulu. Ukujongana neendleko zemihla ngemihla emtshatweni kwenza imali inyani embi.Ukuba unengxaki zomtshato ngenxa yemali oko kuyinto eqhelekileyo. Kufuneka uqonde kuphela ukuba kutheni imali emtshatweni ilithambo lokuxabana kwaye ke uya kuba nakho ukusombulula iingxaki ngokwenu.
Kutheni Imali Emtshatweni Umba Wobudlelwane?
- Nobabini ningabantu abohlukeneyo abanezinto eziphambili ngokubaluleka zokusebenzisa imali yenu. Ke unokucinga ukuba ukuphinda wenze amakhethini endlu yakho sisidingo esinyanzelayo ngelixa umyeni wakho ecinga ukuba umabonwakude omtsha uyinto ephambili. Konke okufuneka ukwenze apha ukwahlula 'isidingo' ukusuka 'ekufuneni'. Ukuba amakhethini amadala kwaye aqhekekile, endaweni yawo kuya kubakho 'isidingo'. Ukuba uneTV efanelekileyo ngokuthenga entsha ayisiyiyo.
- Imali emtshatweni iba ngumcimbi wobudlelwane ngokusekwe kuhlobo lomntu olichithayo. Ukuba omnye uchitha imali kwaye omnye ulihlwempu iingxaki zomtshato ziya kwenzeka. Nobabini kufuneka nenze loo mzamo wokuhlangabezana nesiqingatha sendlela. Kuya kufuneka uyonwabele imali oyifumeneyo kodwa ulondolozo oluthile luyimfuneko kukhuseleko lwexesha elizayo.
- Isibini esitshatileyo sinyanzelekile ukuba senze utyalomali ngokudibeneyo kwaye iingxaki ezinkulu zemali emtshatweni zivela apha. Ukuba uneakhawunti edibeneyo kwaye uyikhupha imali kuyo ngokungakhethiyo iqabane lakho liza kucaphuka.
- Eyona nto intle ukuyenza kukuba ube neeakhawunti zakho ezizezakho zokusebenzisa yonke imihla kwaye uzenze ngokudibeneyo kuphela kutyalomali olukhethekileyo njengemali mboleko yendlu. Kwaye xa usenza iakhawunti ngokudibeneyo, awusoze warhola imali kuyo ngaphandle kweqabane lakho.
- Nceda ungahambi kwaye uswayiphe ikhadi lekhredithi lomyeni wakho ngovuyo ngokuthenga kakhulu. Unganako ukungakhathali ngemali yakho kodwa hayi ngemali yeqabane lakho. Ngaphambi kokuba uvuthele imali yakhe kwizinto ezingenamsebenzi khumbula ukuba yimali oyisebenzele nzima.
- Amadoda avakalelwa kukuba ahlala esazi ngcono xa kufikwa kumba wezezimali kodwa yintsomi leyo. Awunakho ukubuza umfazi wakho ngendlela ayisebenzisa ngayo imali yakhe kuba lilungelo lakhe ukuyisebenzisa ngendlela athanda ngayo.
Sebenzisa ezi ngcebiso zobudlelwane ukuze imali emtshatweni wakho ingabi ngumba.
