Ke, u-2019 ubungowona ubalulekileyo: Ngunyaka ozise ubomi obutsha emhlabeni. Kodwa ngoku, kunye nomhla wokugqibela werhafu kwixesha elizayo elikufutshane (ungakhankanyi utshintsho oluthile lwerhafu), usenemibuzo ye-gazillion malunga nokubhala okuhlobene nokuzalwa onokuthi uthathe ngaphambi kokuba ufake ifayile. Sangena no ULisa Greene-Lewis , Ingcali yeTurboTax kunye neCPA, ukufumana izinto ezine eziphezulu ekufuneka uzazi ukuba unomntwana ngo-2019.
ENXULUMENEYO: Unokuba Ubhala KwiKlasi ye-SoulCycle yakho (Kunye, nezinye ezi-5 zokutsalwa kweRhafu onokuzithatha kulo nyaka)
Amashumi amabini anamashumi amabiniUngaFayila ngokusemthethweni iTyala yeRhafu yoMntwana
Umntwana wakho omtsha ufaneleka njengomfundi oxhomekeke . Kodwa ukusukela kunyaka ophelileyo, awusenakuphinda ubange uxolelo oluxhomekeke kwi-4,050 yeedola ngentloko nganye). Endaweni yoko, ungafaka ifayile yekhredithi yerhafu yomntwana, ephindwe kabini (ngoku iyi-2,000 yeedola xa ithelekiswa ne-1,000 yeedola).
Cinga ngetyala lerhafu njenge-dollar-to-dollar yokunciphisa irhafu. Sekunjalo, kubalulekile ukuqaphela ukuba ukuze uyibange ngokupheleleyo, kufuneka wenze ngaphantsi kweedola ezingama-400,000 ukuba ufake ifayile ngokudibeneyo.
Amashumi amabini anamashumi amabiniUsenokwenza ibango leTretimenti yeRhafu eyiNgeniso efunyenweyo
Kwimvelaphi, i-Earned Income Tax Credit (EITC) yinzuzo enkulu kubarhafi abanomvuzo ophantsi ukuya ophakathi.
Ukufaneleka kuxhomekeke kwizinto ezimbalwa: Umntwana ufanele ahlale nawe ngaphezu kwesiqingatha sonyaka, akanakubangwa nguye nawuphi na omnye umhlawuli werhafu—nangona kukho iimeko ezikhethekileyo kubazali abaqhawule umtshato okanye abahlukene—yaye umvuzo wekhaya ufanele ube ngaphantsi. ngaphezu ,884 ukuba utshatile kwaye ufake ngokudibeneyo netakane elinye. (Ityala lerhafu kunye namanqanaba engeniso ukwandisa abantwana abaninzi onayo .) Ukuba unomntwana omnye, eyona mali iphezulu onokuyifumana yi-,526. Ukuba unabantwana ababini, yi-5,828 yeedola. Kwaye kubantwana abathathu okanye ngaphezulu, ikhredithi ifikelela kwi-6,557 yeedola. (Iinkcukacha ezongezelelekileyo malunga neKhredithi yeRhafu yeNgeniso efunyenweyo kunye nendlela yokuyibanga inokufumaneka Apha .)
Amashumi amabini anamashumi amabiniUngabhala Inxalenye Yononophelo Lwabantwana Bakho
Ukuba uyasebenza (okanye ufuna umsebenzi ngokukhutheleyo) kwaye uhlawulela ukhathalelo lwabantwana kumntu oxhomekeke kuwe ongaphantsi kweminyaka eli-13, ungenza ibango Ityala loNkekelo loMntwana kunye noXhomekekileyo , okukucutha irhafu ngedola ngedola, ngokusekelwe kwiindleko zakho zokunakekela umntwana. Ungafumana ukuya kuthi ga kwi-1,050 yeedola kumntwana omnye kwaye ukuya kuthi ga kwi-2,100 yeedola kubantwana ababini nangaphezulu. (Isikolo senursery, i-private kindergarten, iinkqubo zasemva kwesikolo, iinkampu zeentsuku zasehlotyeni kunye nokunyamekela emini zonke ziindleko ezifanelekileyo.) Ngaba sele uhlawulele ukunakekelwa kwabantwana ngaphandle kwe-FSA yerhafu? Awunako ukudipha kabini, kodwa ungabanga ikhredithi ukuya kuthi ga kwi-1,000 yeedola ukuba unabantwana ababini okanye ngaphezulu, ucinga ukuba uye wakhupha i-5,000 yeedola ze-FSA.
Amashumi amabini anamashumi amabiniKunye neeNdleko zazo naziphi na ii-Onesies oNikela ngazo
Iindaba: Iintsana zikhula ngakumbi kunempahla yazo ngokukhawuleza . Dlulisa abo bakwimeko entle kumbutho wesisa owamkela iminikelo yempahla kwaye uhlawule ukutsalwa kwesisa kwiirhafu zakho.
ENXULUMENEYO: IiVenkile ezi-6 apho unokunikela ngeeMpahla eziDala zoMvuzo oMnandi
